US Freedom Capital Blog https://blog.usfreedomcap.com US Freedom Capital Blog en-us Wed, 31 Jul 2019 03:32:49 GMT 2019-07-31T03:32:49Z en-us EB-5 Updates from the Desk of Our CEO (July 2019) https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-july2019 <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-july2019" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/shutterstock_133290101.jpg" alt="shutterstock_133290101" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span>New regulations were published by USCIS on July ----------- for the EB-5 visa program. These are the same rule changes that we have been anticipating for two and a half years since early 2017 when USCIS first presented their draft of proposed changes. After a multi-step process of reviews and approvals these new rules have now been made official and will become effective on November 21, 2019. </span></p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/shutterstock_133290101.jpg?width=300&amp;name=shutterstock_133290101.jpg" alt="shutterstock_133290101" style="width: 300px; float: left; margin: 0px 10px 10px 0px;" width="300"></p> <p><span>New regulations were published by USCIS on July ----------- for the EB-5 visa program. These are the same rule changes that we have been anticipating for two and a half years since early 2017 when USCIS first presented their draft of proposed changes. After a multi-step process of reviews and approvals these new rules have now been made official and will become effective on November 21, 2019. </span></p> <p><span>The new minimum investment for EB-5 in a qualified Target Employment Area will be $900,000 USD, almost double the present minimum of $500,000 USD. Investors continue to have the $500,000 option available for petitions properly filed before November 21. Any filing after the November cutoff date will require the higher investment amount. So clearly there is a tremendous advantage to invest and file before November for those truly interested in legal US residency and fortunately US Freedom Capital has open $500k positions in our current EB-5 offering. All petitions filed before the November cutoff are subject to the existing rules at the time of filing so all of our existing USFC investors with filed I-526 petitions are safely protected under the old rules.&nbsp; </span></p> <p><span>The other very important rule change involves the manner in which a Target Employment Area (TEA) is defined. The detail of the new rule is a bit complex but the bottom line is an estimated half or more of the projects in the market today will not qualify for the lower investment amount after November 21. These projects will not be in a TEA under the new rule defining TEA’s. The new higher investment minimum for projects not in a TEA has risen from $1,000,000 today to a new minimum of $1,800,000. So essentially more than half the EB-5 projects in the market today will require $1.8 million and will therefore not be viable after November 21. This feature will shake the industry up and leave potential investors with far fewer choices. Fortunately, USFC has open slots at $500,000 for investors prepared to file prior to the November effective date and of course all of our existing investors with filed I-526 petitions are safely protected under the old rules. </span></p> <p><span>These new rules are not changes in the law but rather a modification to the way USCIS will interpret and administer current US law. Elected officials in the US continue to debate immigration reform measures that could impact EB-5 and other programs even further but at this time no new legislation has made it through the process, the last step being signature by the US President. Stay tuned for what’s to come next. For now the message is clear . . . if EB-5 is the best solution for your situation, commit today without delay or prepare to pay double for the same benefit in the future.&nbsp; </span></p> <img src="https://blog.usfreedomcap.com/hubfs/2019-US-Freedom/blog/signgraph.png" alt="Signgraph"> <p>Stan Bradshaw, CEO</p> <p>US Freedom Capital LLC</p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a> is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the <a href="https://www.usfreedomcap.com/eb-5-visa">EB-5 Investor Visa</a><a href="https://www.usfreedomcap.com/investments" title="EB-5 Investor Visa">.</a>The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a> from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The <a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a> include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Feb-5-updates-from-the-desk-of-our-ceo-july2019&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> EB 5 Green Card EB5 USA visa EB-5 visa consultants Wed, 31 Jul 2019 03:32:52 GMT https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-july2019 2019-07-31T03:32:52Z USFC Team SMALL EB-5 PROJECT VERSUS LARGE EB-5 PROJECT https://blog.usfreedomcap.com/small-eb-5-project-versus-large-eb-5-project <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/small-eb-5-project-versus-large-eb-5-project" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/shutterstock_586185656%281%29.jpg" alt="shutterstock_586185656(1)" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <h2 style="font-size: 20px;"><span style="color: #bd251e;">INTODUCTION</span></h2> <p>EB-5 Immigrant Visa program allows eligible investor immigrants a path to permanent US residency by investing $500,000 in approved EB-5 projects. The EB-5 program has also evolved and project developers have started looking at immigrant investors as a strong source of capital for their large-scale projects. Though EB-5 investors can establish a new commercial enterprise, majority of all EB-5 visa investors (<span><a href="https://www.eb5investors.com/eb5-basics/what-is-a-project">90%-95%)</a></span>, invest in a regional center project and are supposed to select the “right fit”, from a variety of projects, for them. This has led to unique situations where investors have an opportunity to invest in mega projects worth more than <span><a href="https://www.mansionglobal.com/articles/developer-seeks-eb-5-funding-for-luxury-new-york-tower-31136">$2 billion</a></span>. &nbsp;</p> <p>Such trophy projects capture a lot of imagination and media headlines. Who would not want to be associated with an EB-5 project, which is building the largest residential tower in New York. Also, there is comfort in large numbers. Human tendency is to believe that larger the project, better the chances of success.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/shutterstock_586185656(1).jpg?width=300&amp;name=shutterstock_586185656(1).jpg" alt="shutterstock_586185656(1)" style="width: 300px; float: left; margin: 0px 10px 10px 0px;" width="300"></p> <h2 style="font-size: 20px;"><span style="color: #bd251e;">INTODUCTION</span></h2> <p>EB-5 Immigrant Visa program allows eligible investor immigrants a path to permanent US residency by investing $500,000 in approved EB-5 projects. The EB-5 program has also evolved and project developers have started looking at immigrant investors as a strong source of capital for their large-scale projects. Though EB-5 investors can establish a new commercial enterprise, majority of all EB-5 visa investors (<span><a href="https://www.eb5investors.com/eb5-basics/what-is-a-project">90%-95%)</a></span>, invest in a regional center project and are supposed to select the “right fit”, from a variety of projects, for them. This has led to unique situations where investors have an opportunity to invest in mega projects worth more than <span><a href="https://www.mansionglobal.com/articles/developer-seeks-eb-5-funding-for-luxury-new-york-tower-31136">$2 billion</a></span>. &nbsp;</p> <p>Such trophy projects capture a lot of imagination and media headlines. Who would not want to be associated with an EB-5 project, which is building the largest residential tower in New York. Also, there is comfort in large numbers. Human tendency is to believe that larger the project, better the chances of success.</p> <h2 style="font-size: 19px;"><span style="color: #bd251e;">SMALL EB-5 PROJECTS VS. LARGE EB-5 PROJECTS</span></h2> <p>But is the crowd always right? If 100 investors are investing alongside you, does it solve your motive of EB-5 investing?</p> <p>For that, you first need to consider what is the purpose of an EB-5 investment:</p> <ol> <li>Ensuring you and your family get the green card, in time.</li> <li>The funds invested are safe and your investment is returned as soon as legally possible.</li> </ol> <p><strong>&nbsp;</strong></p> <p>Funds invested in any of the EB-5 projects can be repaid to the investors after the investors and their immediate families’ have filed for a green card via approval of the I-829 petition. Though it is usually advised that funds should remain invested till the green card is approved. This helps us understand the time duration of the investment and immigration process.</p> <p>A larger project will have the following issues:</p> <ol> <li>It will take a longer time period to close the total investment required.</li> <li>The time duration is further expected to be extended, as the fund deployment and return process would also be pro-rata.</li> <li>Bigger the project, higher the probability that the investment is stuck in some regulatory/legal issue.</li> </ol> <h2 style="font-size: 19px;"><span style="color: #bd251e;">CASE STUDY<br></span></h2> <p>Project “NY” requires $100 million of EB-5 funds and another project “Texas” requires $5 million for closing the project funding. &nbsp;It will be easier for Texas to raise the funds, start the execution process and return the funds to the investors, as it is a smaller project with shorter timelines. A $100 million project can be stuck in local approvals for months and years which will delay the return of funds. Also, a $100 million project will naturally have longer timelines for completion. The question is where does that leave the investor?</p> <p>Majority of EB-5 investors want to have certainty about the attainment of their US Green Card and timely return of their invested funds. Choosing a small or midscale EB-5 project gives the investor the confidence that funding of all other EB-5 investors in their project will be completed in a specific time frame and they will, therefore, receive their invested EB-5 funds in the time period promised. Even though large-scale projects appear to be more attractive and are considered as a “trophy asset”, these projects carry high risk and demand an extended investment period from the investor.</p> <br> <h2 style="font-size: 19px;"><span style="color: #bd251e;">CONCLUSION<br></span></h2> <p>Critical examination of the EB-5 project is a must. Following the crowd and investing in a mega project just because of the publicity can leave your investment and green card status exposed to external factors beyond your control. Prudence is required at every step and large trophy projects just do not meet the criteria of a conservative investment.</p> <p>An investor chooses the EB-5 regional center route for peace of mind. The immigration process is already long and legally tedious. You need professional partners who are looking at safeguarding your interest as an investor as compared to funneling you to mega projects with a track record for delaying return of investor funds.</p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Fsmall-eb-5-project-versus-large-eb-5-project&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> EB-5 Texas EB-5 Investor Visa Program US Green Cards EB-5 Investment EB-5 Investment Visa I-829 Commercial Enterprise Thu, 18 Jul 2019 04:24:51 GMT https://blog.usfreedomcap.com/small-eb-5-project-versus-large-eb-5-project 2019-07-18T04:24:51Z USFC Team D-FW tops in U.S. for apartment rentals https://blog.usfreedomcap.com/d-fw-tops-in-u.s.-for-apartment-rentals <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/d-fw-tops-in-u.s.-for-apartment-rentals" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/2019-07-04.jpg" alt="2019-07-04" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Net leasing grows by more than 10,000 units in second quarter</p> <p>The Dallas-Fort Worth area is the top rental market in the country.</p> <p>Net apartment leasing in the D-FW area grew by more than 10,400 rental units in the second quarter. That’s more apartment demand than any other U.S. metro area and a near record for local rentals, according to new data from Richardson-based RealPage.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/2019-07-04.jpg?width=300&amp;name=2019-07-04.jpg" alt="blog-img" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;"></p> <p>Net leasing grows by more than 10,000 units in second quarter</p> <p>The Dallas-Fort Worth area is the top rental market in the country.</p> <p>Net apartment leasing in the D-FW area grew by more than 10,400 rental units in the second quarter. That’s more apartment demand than any other U.S. metro area and a near record for local rentals, according to new data from Richardson-based RealPage.</p> <p>“Solid economic growth is encouraging new household formation, and rentals are capturing a sizable share of the resulting housing demand,” RealPage chief economist Greg Willett said in the report. “At the same time, loss of existing renters to home purchase remains limited relative to historical levels.</p> <p>“Demand here in North Texas and across the nation was a little sluggish in late 2018 and early 2019, influenced by significant economic uncertainty, regardless of the actual volume of job production,” Willett said. “To some degree, then, the big absorption of apartment product in the past few months has been catch-up demand.”</p> <p>The surge in leasing is good news for North Texas developers, who have more than 34,000 additional apartment units in the construction pipeline — more than any other U.S. market.</p> <p>Almost 25,000 new D-FW apartments have opened in the last 12 months, according to RealPage.</p> <p>“Apartment demand in Dallas-Fort Worth reached a high that hasn’t been seen in more than 20 years,” RealPage market analyst Adam Couch said in a statement. “This really underscores North Texas’ strength at drawing new jobs and new residents.</p> <p>“As an important finance, business services and transportation hub, Dallas-Fort Worth has created more jobs and drawn in more residents than any other area of the country in recent years.”</p> <p>Even with the huge new supply, total vacancy in the area was only about 5% at the end of June.</p> <p>“New apartment deliveries are now at a 30-year high, and the region still leads the nation for construction activity,” Couch said. “Notable areas for Dallas-Fort Worth with elevated construction levels include the Intown Dallas and Frisco areas, with each expecting 3,000 units in the near term.”</p> <p>Overall average apartment rents in the D-FW area rose 2.6% in the second quarter to a record $1,153 a month. That’s still below the nationwide average of $1,390, RealPage analysts say.</p> <p style="font-size: 12px;">This is an original article by Steve Brown, Real Estate Editor at Dallas News. A copy of the article can be found <a href="http://edition.pagesuite.com/popovers/dynamic_article_popover.aspx?artguid=1d302d2f-b8fa-4ddd-8a3f-ef58bbe53001&amp;appid=1125"> here</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Fd-fw-tops-in-u.s.-for-apartment-rentals&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 04 Jul 2019 11:35:24 GMT https://blog.usfreedomcap.com/d-fw-tops-in-u.s.-for-apartment-rentals 2019-07-04T11:35:24Z USFC Team Our Economic Outlook (June 2019) https://blog.usfreedomcap.com/our-economic-outlook-june-2019 <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/our-economic-outlook-june-2019" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/shutterstock_566877226%20%281%29.jpg" alt="shutterstock_566877226 (1)" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <h3>CONTINUED SLOWING OF US ECONOMIC GROWTH</h3> <p>The US economy is growing; however, the pace of growth is slowing. We are clearly shifting to the downside of the business cycle in 2019. The shift in the business cycle is consistent with leading-indicator input and our forecasts.</p> <img style="max-width: 300px!important; float: left; margin-right: 20px;" src="https://blog.usfreedomcap.com/hubfs/shutterstock_566877226%20(1).jpg"> <h3>CONTINUED SLOWING OF US ECONOMIC GROWTH</h3> <p>The US economy is growing; however, the pace of growth is slowing. We are clearly shifting to the downside of the business cycle in 2019. The shift in the business cycle is consistent with leading-indicator input and our forecasts.</p> <p>US Total Industrial Production during the 12 months through April was up 3.4% (down from 3.8% YOY in March) from the year-ago level. All three major segments of the industrial economy are rising at a slowing pace. Total Industrial Production activity will peak around the middle of this year before declining into early 2020.</p> <p>US exports are rising at a slowing pace, due in part to the strength of the US dollar.</p> <p>Nationwide, Residential Construction is down 1.8% year-over year (down from 0.3% year-over-year from last month) from year ago levels, with single-unit housing down 2.9% and multi-unit housing down 1.9%. However, all real estate is local, and tax-friendly states such as Arizona, Texas and Florida continue their strong expansion due to internal US immigration.</p> <p>The Texas economy added 22,000 jobs in May, representing a 2.1 percent annualized growth rate that matches the long-run average of 2.1 percent. Texas has gained 122,000 jobs through the first five months of the year, a 2.3 percent annualized rate—the same pace as in 2018. The Dallas Fed’s Texas employment forecast suggests the state will add jobs at the same rate through 2019. Job growth strengthened in Austin, El Paso and Fort Worth in May while moderating in other major metros relative to April. San Antonio shed jobs in May. Dallas leads in year-to-date job growth, 3.7 percent, followed by Austin, 3.2 percent, and Houston, 3.0 percent.</p> <h3>EXPORT GROWTH FLATTENS AMID TRADE TENSIONS</h3> <p>Export growth has moderated in recent months after a 15.3 percent rise in 2018 over prior-year levels. Exports in the first four months of 2019 were an annualized 0.5 percent below levels in the last four months of 2018. Oil and gas exports banned until December 2015, buoyed export growth. They represented 2.2 percent of Texas exports in 2010, compared with almost 25 percent in April.</p> <p>Exports have been restrained by declining trade with China arising from trade tensions and tariffs. Texas exports to China this year through April fell 52.8 percent relative to the same period in 2018. China’s share of Texas exports dipped from 5.3 percent in 2018 to 3.1 percent in April 2019. While Venezuela represents a small share of Texas exports, exports to the U.S. government-sanctioned country have dropped from $324 million per month in 2018 (1.2 percent of the state’s exports) to just $8.5 million in April 2019 (representing 0.03 percent).</p> <h3>OUR ECONOMIC OUTLOOK (US)</h3> <p>Our economic outlook remains unchanged. We are expecting flat (Texas) and negative growth US) in 1Q 2020 with a strong likelihood it will not meet the formal definition of a recession (two consecutive quarters of negative growth). We expect a return to growth later in 2020.</p> <table style="height: 54px; width: 100%; border-collapse: collapse;"> <tbody> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;"><strong>Economic Area</strong></td> <td style="width: 25%; height: 18px;"><strong>2019</strong></td> <td style="width: 25%; height: 18px;"><strong>2020</strong></td> <td style="width: 25%; height: 18px;"><strong>2021</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">US overall</td> <td style="width: 25%; height: 18px;">Continued Slowing</td> <td style="width: 25%; height: 18px;">Q1 Negative Growth<br>Remainder Growth</td> <td style="width: 25%; height: 18px;">Strong Growth</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">Texas</td> <td style="width: 25%; height: 18px;">Flat</td> <td style="width: 25%; height: 18px;">Q1 Flat<br>Remainder Growth</td> <td style="width: 25%; height: 18px;">Strong Growth</td> </tr> </tbody> </table> <h3>OUR JUNE ECONOMIC REVIEW (INDIA)</h3> <p>The month of June started on a somber note for the Indian economy as the Q4 GDP data release showed a growth of only 5.8%. Real GDP growth for FY 19 was at 6.9%, the lowest since 2014. The GDP data release highlighted a slowdown in almost all the segments including both agriculture and manufacturing posting declines. Government driven capital expenditure provided the only bright spark. This data highlighted the importance of Government led capex spends playing a key role in the current fiscal, with private capex and retail consumption taking a backseat.</p> <p>The Indian Central bank, RBI, released their second bi-monthly monetary policy statement on June 6th wherein they reduced the benchmark interest rates by 25bps. They also changed their stance from ‘neutral’ to ‘accommodative’ which means they may look at further rate cuts should the slowdown in economic conditions persist as inflation continues to hover lower than the targeted range of 4%. The RBI also acknowledged that prevailing economic conditions are underwhelming, and hence further policy actions may be needed to revive economic activity.</p> <p>Indian bonds had a positive month with 10-year sovereign yields falling by roughly 30 bps month on month. A change in the monetary policy stance by RBI along with benign crude oil prices and dovish stance from US Federal Reserve, the European Central Bank and most other major global central banks also helped in firming up Indian bond prices. Foreign Portfolio Investors (FPIs) pumped in US $1.5 billion for the month (till 25th June) which provided crucial support to Indian sovereign yields.</p> <p>Indian equities witnessed a lackluster month as concerns on slowing economic conditions kept investors sentiments on a tight leash. FPIs mirrored the same with net inflows being negative for the month (-$12 million). India’s benchmark equity index, Nifty 50, corrected by 1% while NSE mid-cap and small-cap indices posted declines of 2.6% and 5.8% respectively for the month (till 25th June).</p> <p>The Indian rupee (INR) traded in a tight range between 69.15 to 69.80 for the month as favorable global macro- economic conditions, a weaker US dollar, and positive FII flows for the month provided crucial support to the currency.</p> <h3>OUR MARKET OUTLOOK (INDIA)</h3> <p>Market participants will be keenly eyeing the Union budget scheduled for 5th of July. While Indian equity markets will welcome any steps to revive economic growth, fixed income investors will be anxiously awaiting the government’s stance on the fiscal deficit. Any slippage in the targeted rate of 3.3% for FY 2020 may lead to an upward surge in yields and outflows from Foreign Portfolio Investors (FPI). The rupee is expected to continue a similar trend witnessed last month with volatility expected to be reined in as crude prices are anticipated to be benign while the US dollar is expected to mirror a similar trend owing to a dovish US Fed.</p> <h3>Indian Equity Performance</h3> <table style="height: 54px; width: 100%; border-collapse: collapse;"> <tbody> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;"><strong>Benchmark</strong></td> <td style="width: 25%; height: 18px;"><strong>MTD June’19</strong></td> <td style="width: 25%; height: 18px;"><strong>YTD June’19</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">NIFTY 50</td> <td style="width: 25%; height: 18px;">-1.00%</td> <td style="width: 25%; height: 18px;">11.00%</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">Nifty MID-CAP Index</td> <td style="width: 25%; height: 18px;">-2.50%</td> <td style="width: 25%; height: 18px;">-1.50%</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">NSE Small-Cap Index</td> <td style="width: 25%; height: 18px;">-5.80%</td> <td style="width: 25%; height: 18px;">-11.00%</td> </tr> </tbody> </table> <br> <table style="height: 54px; width: 100%; border-collapse: collapse;"> <tbody> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;"><strong>Other Indicators</strong></td> <td style="width: 25%; height: 18px;">&nbsp;</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">IN 10 Year Yields (25th June'19)</td> <td style="width: 25%; height: 18px;">6.88%</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">IN CPI (May'19)</td> <td style="width: 25%; height: 18px;">3.05%</td> </tr> <tr style="height: 18px;"> <td style="width: 25%; height: 18px;">IN GDP Growth (Jan-Mar'19)</td> <td style="width: 25%; height: 18px;">5.80%</td> </tr> </tbody> </table> <h3>INVESTMENT OUTLOOK (US)</h3> <p>We see US real estate continuing as a superior investment for our offshore investors, as this asset class is an incoming producing hedge against inflation and a hedge against the increasing volatility of the equities markets. Texas will continue to benefit from the fallout from the 2017 Tax Act, as companies in high tax states are faced with significantly higher local taxes in 2018 and beyond and many make the choice to relocate to states with low or zero state income taxes.</p> <p>With continued job creation and in-bound migration, we continue to see for-lease apartment development to be an attractive investment target, although construction costs continue to be a major challenge in finding new development opportunities.</p> <p>Our best wishes for your health and prosperity!</p> <table style="border-collapse: collapse; width: 100%;"> <tbody> <tr> <td style="width: 50%;"><img style="max-width: 140px!important;" src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/david.png"> <p>David E. Gunderson<br>Chief Investment Officer</p> </td> <td style="width: 50%;"><img style="max-width: 200px!important;" src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/srnimgprof.jpg"> <p>Arindam Sengupta<br>Deputy Chief Investment Officer (India)</p> </td> </tr> </tbody> </table> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/investments">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Four-economic-outlook-june-2019&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> jobs Texas India exports economy US Business Indian Rupee GDP Indian Central Bank economic growth China US dollar RBI Tue, 02 Jul 2019 15:17:01 GMT https://blog.usfreedomcap.com/our-economic-outlook-june-2019 2019-07-02T15:17:01Z USFC Team What is going on with the EB-5 timeline? https://blog.usfreedomcap.com/what-is-going-on-with-the-eb-5-timeline <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/what-is-going-on-with-the-eb-5-timeline" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/PastedGraphic-1.png" alt="PastedGraphic-1" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <h3>EB-5 VISA: THE NEW NORMAL?</h3> <p>EB-5 has risen to be the darling of investors throughout the world, looking to gain US residency by means of the investment program. But the popularity of EB-5 has turned out to be a double-edged sword as the number of new investor applications are on the rise and vacancies for country-specific quotas dwindle rapidly.</p> <h3>EB-5 VISA: THE NEW NORMAL?</h3> <p>EB-5 has risen to be the darling of investors throughout the world, looking to gain US residency by means of the investment program. But the popularity of EB-5 has turned out to be a double-edged sword as the number of new investor applications are on the rise and vacancies for country-specific quotas dwindle rapidly.</p> <p>As the Trump administration initiates strict measures to make changes to the US immigration policy, the EB-5 investment visa is set to go down the path of H-1B, eventually making it tougher for Indians to get to the US soil.</p> <p>The employment-based fifth preference category visa, which was lesser known till a few years ago and saw minimal interest from Indians with big pockets, has now breached the annual cap this year. India has officially hit EB-5 retrogression.</p> <p>Not only has there been an increase in the number of applications, but the rise has been so significant that India has hit its allotted quota for the EB 5-visa this fiscal year. An estimated 1,000-plus high net worth individual of Indian origin filed for the I-526 last year, in order to move to the US.</p> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/usblogpic.png" alt="Number of I-526 petitions filed"> <p>To be clear, the previous chart shows “petitions filed”. Each petition has uncounted derivative applicants (spouses and children) that will ultimately each need their own visa. Historically, there have been 2.3 visas per applicant, which shows why the per-country 700 visa limit was breached for India in 2016.</p> <p>This change in landscape is mostly due to the massive demand for <a href="https://usfreedomcap.com/eb-5-visa/">EB-5 visas in India</a>, and Asian countries in general. Chinese and Indian students constitute a fair chunk of the international student population in the US and due to the downfall of H-1B visa approvals as a result of stricter regulations, many of these students and their families are turning towards the EB-5.</p> <h3>THE "ESTIMATED TIME RANGE" CHANGE:</h3> <p>As was predicted by various reports over the past few months, India and Vietnam will each reach their annual limit of 7.1 percent during the month of July this year. As for the month of August, both India and Vietnam are set to be subjected to the same final action dates that are applicable to China Mainland born EB-5 applicants. This trend will continue for the remainder of the current fiscal year.</p> <p>Starting July 2019, a May 1, 2017 cut-off date will come into effect on Indian applicants. As a result, Indian applicants who have submitted their EB-5 applications before May 1, 2017 will be eligible for a permanent resident visa whereas, applicants who have a priority dated on or after May 1, 2017 will have to wait until their date gets listed as current.</p> <p>There have been some very dramatic updates to the <a href="https://www.usfreedomcap.com/eb5-process-detail">EB-5 visa processing time</a>, as posted on the <a href="https://egov.uscis.gov/processing-times/">USCIS page</a>.</p> <p>The processing time of I-526 petitions has gone up from a previous update estimate of 22 - 28.5 months to 29 - 45.5 months.</p> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/usblogpic2.png" alt="I-526 Processing Times Report Log"> <p style="font-size: 11px;">Source - https://blog.lucidtext.com/category/eb-5-statistics/</p> <p>The processing time of I-829 petitions has seen the lower end of the spectrum reduced to 25.5 as opposed to 30 months in the previous update but the other end is now stretched to 40.5 months from 38.5 months.</p> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/usblogpic3.png" alt="I-829 Processing Times Report Log"> <p>Source - https://blog.lucidtext.com/category/eb-5-statistics/</p> <p>According to the Chief of Immigrant Visa Control &amp; Reporting Division, U.S. Department of State, Mr. Charlie Oppenheim, there are certain set predictions for the trends of EB-5 application status of various countries with a specific focus on applicants from China - Mainland, Vietnam, and India.</p> <p>Here is a table for tentative dates of the status of various applications as per nations on the Final Action Date (FAD) as released on the Visa Bulletin by Mr. Oppenheim himself.</p> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/usblogpic4.png"> <p>The date range from Mr. Oppenheim’s chart for India is derived from the calulation of wait times. For example, do Indians wait only behind Indians, or do they wait for any global applicants who applied ahead of them? It seems the US State Department does not yet know how that will be determined.</p> <p>EB-5 petition processing stats show that very few forms have been processed each fiscal year but the numbers were disappointingly low for FY2019 Q1. The data has been summarized in the graph below</p> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/usblogpic5.png" alt="Number of EB-5 Forms Processed by IPO"> <p>You can check the statutory numbers for EB-5 visas <a href="https://travel.state.gov/content/travel/en/legal/visa-law0/visa-bulletin/2019/visa-bulletin-for-july-2019.html">here.</a></p> <h3>CONSEQUENCES: THE GOOD vs THE BAD:</h3> <p>For the citizen of any nation looking forward to entering the US through EB-5, exceeding the 7% cap is quite scary as it puts their country in the same line as China for remaining EB-5 visas, and nearer the back of that queue on the basis of priority dates and the FIFO process.</p> <p>The silver lining for smaller nations is that they can at least get 7% of EB-5 visas (700 total) every year, and are less likely to exceed that cap by a big margin.</p> <p>For demonstration, If an Indian applicant is held back in 2019, they will be one of the older Indian applications next year and thus, get to be well-placed as one of 700 new EB-5 visas available to Indian nationals then.</p> <p>This works on a very basic principle.</p> <p>Small Surplus =&gt; Minor backlog =&gt; Reasonable wait time.</p> <p>The Indian applicants, however, need to be a bit more concerned and vigilant. High EB-5 numbers are newfound for India but the increase in applicants will have a spillover effect very soon. The retrogression is currently estimated at 26 months which should not have a huge impact as it runs concurrently with the processing time. Also, October will see the new quota of 700 becoming available.</p> <p>The much-needed leftover visas, in this case, won't be available for Indian applicants for years to come as they will land upon queue behind other leftover applicants from China/Vietnam backlog plus the new rest-of-the-world applications.</p> <h3>THE BOTTOM LINE:</h3> <p>In India, the number of applicants exceeds the annual quantity of visas available. Every year for the foreseeable future, the wait time will increase. Hence, the sooner you apply, the shorter your ultimate wait time.</p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/investments">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Fwhat-is-going-on-with-the-eb-5-timeline&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> India Vietnam USCIS China EB-5 Visa EB-5 Processing Time I-526 EB-5 Retrogression Trump Administration EB-5 Petition I-829 Wed, 26 Jun 2019 10:38:56 GMT https://blog.usfreedomcap.com/what-is-going-on-with-the-eb-5-timeline 2019-06-26T10:38:56Z USFC Team EB-5 Updates from the Desk of Our CEO (June 2019) https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-june2019 <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-june2019" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/shutterstock_564334690%20%281%29-1.jpg" alt="EB-5 Visa India" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>“A house is made of bricks and beams. A home is made of hopes and dreams.”</p> <p>Our clients at US Freedom Capital are making the <a href="https://www.usfreedomcap.com/eb-5-visa" style="text-decoration: none;">EB-5 investment </a>for the purpose of creating a permanent life in the United States. One of the big questions we are asked is where to live and what type of home can be purchased. The United States is a big country with enormous variety in climate, economics, terrain and so on. Just as in your home countries, we have big cities with high prices and rural locations with more land and lower prices. You should consider whether you prefer to be in a dense city with all the services that are available in high population locations such as education, shopping, and entertainment. Or would you rather live in a place with less people, larger home sites and more land for pets and gardens.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/shutterstock_564334690%20(1)-1.jpg?width=300&amp;name=shutterstock_564334690%20(1)-1.jpg" alt="EB-5 Visa India" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;"></p> <p>“A house is made of bricks and beams. A home is made of hopes and dreams.”</p> <p>Our clients at US Freedom Capital are making the <a href="https://www.usfreedomcap.com/eb-5-visa" style="text-decoration: none;">EB-5 investment </a>for the purpose of creating a permanent life in the United States. One of the big questions we are asked is where to live and what type of home can be purchased. The United States is a big country with enormous variety in climate, economics, terrain and so on. Just as in your home countries, we have big cities with high prices and rural locations with more land and lower prices. You should consider whether you prefer to be in a dense city with all the services that are available in high population locations such as education, shopping, and entertainment. Or would you rather live in a place with less people, larger home sites and more land for pets and gardens.</p> <p></p> <p>Each of the 50 United States has a state government with the right to impose separate state taxes in addition to the US federal income tax. So, some states such as Texas and Florida have no state income tax at all while others such as New York and California have some of the highest state income taxes in the entire country. “Total cost of living” is another important concept to consider when evaluating possible locations in the US where you might choose to live.</p> <p>We advise our <a href="https://usfreedomcap.com/eb-5-visa/" style="text-decoration: none;">EB5</a> clients to use a variety of online tools to educate yourself on various options before coming to the US to shop for a new home. I have listed below several sites that you can use to learn about locations all over the USA, to research home values, school systems, local taxes and more. In the heart of America’s largest cities such as New York, San Francisco and Chicago, homes can be quite expensive. Compare that to what you can buy in family friendly destinations such as Dallas/Fort Worth (Texas), Nashville (Tennessee), Phoenix (Arizona). You will be surprised at the differences and the amount of information available. Here is a list of some good sites for conducting your home buying research.</p> <p><strong>Zillow</strong></p> <p>The company operates as a real estate search engine that lists more than 110 million homes across the United States. It offers a value estimate, pictures, and comparable prices for each of the homes listed on the site.</p> <p>&nbsp;</p> <p><strong>Trulia</strong></p> <p>Similar to Zillow, Trulia is an online residential real estate website that connects home sellers with buyers, renters, and real estate professionals in the United States.</p> <p>&nbsp;</p> <p><strong>Redfin</strong></p> <p>A large online real estate company that seeks to redesign the way people buy homes. It offers several benefits that make it a viable alternative to Zillow and Trulia.</p> <p>&nbsp;</p> <p><strong>Homesnap</strong></p> <p>An online real estate website that includes features such as an intuitive map-based search function and a robust amount of property information. Much like Zillow and Trulia, its real estate browse function is easy to use.</p> <p>&nbsp;</p> <p><strong>NeighborhoodScout</strong></p> <p>Provides users with information regarding neighborhoods in the United States. All a user has to do to access the company’s neighborhood information is search by city or specific address. Once the search criteria are entered, NeighborhoodScout provides average house values, local school information, demographic data, crime rates, traffic data, and more.</p> <img src="https://blog.usfreedomcap.com/hubfs/2019-US-Freedom/blog/signgraph.png" alt="Signgraph"> <p>Stan Bradshaw, CEO</p> <p>US Freedom Capital LLC</p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital" style="text-decoration: none;">US Freedom Capital</a> is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the <a href="https://www.usfreedomcap.com/eb-5-visa" style="text-decoration: none;">EB-5 Investor Visa</a><a href="https://www.usfreedomcap.com/investments" title="EB-5 Investor Visa" style="text-decoration: none;">.</a>The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide" style="text-decoration: none;">worldwide</a> from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The <a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital" style="text-decoration: none;">leadership of US Freedom Capital</a> include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience" style="text-decoration: none;">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Feb-5-updates-from-the-desk-of-our-ceo-june2019&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> EB 5 Green Card EB5 USA visa EB-5 visa consultants Mon, 24 Jun 2019 09:43:10 GMT https://blog.usfreedomcap.com/eb-5-updates-from-the-desk-of-our-ceo-june2019 2019-06-24T09:43:10Z USFC Team East Coast Politicians Have Handed Commercial, Economic Development To DFW On A Silver Platter https://blog.usfreedomcap.com/east-coast-politicians-have-handed-commercial-economic-development-to-dfw-on-a-silver-platter <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/east-coast-politicians-have-handed-commercial-economic-development-to-dfw-on-a-silver-platter" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/fit.jpeg" alt="fit" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>DFW may not have secured Amazon HQ2 in the first round and may never win it, but North Texas cities with a business-friendly strategy are looking really good in the face of New York's failure to commit to the retail giant.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/fit.jpeg?width=300&amp;name=fit.jpeg" alt="blog-img" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;"></p> <p>DFW may not have secured Amazon HQ2 in the first round and may never win it, but North Texas cities with a business-friendly strategy are looking really good in the face of New York's failure to commit to the retail giant.</p> <p>The mindset of politicians and residents in other markets, like those in New York that cost the city a chance to nab Amazon’s second corporate headquarters, is one of the drivers of Dallas-Fort Worth’s booming commercial real estate market and economy, panelists said during a Bisnow event Thursday about CRE development around the North 121 Corridor and U.S. Highway 380.</p> <p>Economic missteps of politicians in other states end up highlighting DFW and its suburbs as potential landing spots for companies, Risland US Holdings Managing Director Peter Lai said.</p> <p>ESRP Real Estate President of Site Selection Susan Arledge addressed the question of what drives corporate relocations to DFW and surrounding suburbs like Frisco, Allen, Plano and McKinney. Arledge noted that city leaders’ collaboration is critical and cited New York’s forsaken Amazon deal as a lesson for politicians and developers alike who oversimplify or ignore economic considerations.</p> <p>“Amazon sent a huge message to economic developers,” Arledge said. “People who are anti-growth: Beware of that because elections are coming up."</p> <p>“Politicians have to be economic-development minded. That is the only way we are going to be able to bring jobs in the future,” she added.</p> <p>Arledge pointed out that the jobs Amazon planned to bring to New York came with six-figure incomes on average, making U.S. Rep. Alexandria Ocasio-Cortez’s (D-NY) criticism of companies receiving corporate welfare unfounded.</p> <p>DFW and its suburbs remain in a pro-business state with a pro-growth mindset and have land and space to build, and it benefits from the philosophies of politicians in other regions that challenge corporations to the point of eschewing jobs and commercial development.</p> <p>Arledge’s sentiments seemed to be shared by Lai, Blue Star Land President Joe Hickman, Tellus Group partner Craig Martin and Prosper Mayor Ray Smith.</p> <p>“I think the reason [for growth in DFW] is no secret,” Lai said. “From my perspective, having been here for some 20 years, No. 1 — we have no state income tax. Texas is one of the few states that does not impose a state income tax on personal income and has low franchise taxes for businesses. That is a big draw for businesses.”</p> <p>On a more granular level, Lai said “cities are not putting up any roadblocks on developments and businesses, and that is a big plus for corporations relocating here.”</p> <p>Not everything is perfect. Further infrastructure developments in terms of highways and roadway improvements are a key component of fostering commercial development, particularly in Collin County, where the northernmost areas still have two-lane, rural roads in growing communities.</p> <p>The Texas Department of Transportation’s Travis Campbell addressed the agency's ongoing plan to alleviate congestion and approve the overall infrastructure around State Highway 121 and U.S. Highway 380. TxDOT intends to widen Farm-to-Market Road 2478, just north of the 380 Corridor, to two lanes with a median in the near future, Campbell said.</p> <p>Improvements to a northern piece of Highway 121 — northeast of the city of Melissa — are also in the design phase, working up to the point of construction. This particular plan will widen this northern piece of 121 to a four-lane thoroughfare.</p> <p>Longer-term projects include the ongoing U.S. Highway 380 Feasibility Study, which TxDot held a public meeting on last fall. Campbell said the agency continues to study ways to improve upon capacity and alleviate congestion on U.S. Highway 380.</p> <p>Despite the need for more infrastructure for drivers, DFW continues its rapid growth rate around Highways 121 and 380.</p> <p>Tellus Group’s Craig Martin recalled DFW’s blueprint a few decades ago, saying, “Back then, there was no thought of anything north of Beltline.”</p> <p>Then, the President George Bush Turnpike was considered too far north for development, he said.</p> <p>“[Development] will move north again to 380 eventually,” he said. “It will never stop. If you have extra money, go and buy land somewhere north of me and that will be a good investment.”</p> <p>Aside from congestion concerns, another barrier to corporate relocations to DFW is the region’s lack of an available workforce to tap into, given the area’s low unemployment rate, Arledge said.</p> <p>A low unemployment rate, generally considered positive, can actually work against an area when attempting to draw relocating companies.</p> <p>“[Companies] do not want to have to cannibalize an existing workforce,” Arledge said.</p> <p>The inevitable outcome of such a scenario is businesses driving labor costs up as they compete for the same employees.</p> <p>Corporations also want to see ongoing improvements in education and desire access to next-generation workers with the right job skills and education, particularly in STEM fields, she said. DFW can be seen as lagging other markets in this department.</p> <p>And while relocating companies may see DFW as light in traffic compared to other large cities, their employees are adamant about avoiding long commute times, so having easily accessible buildings is a clear retention issue for businesses, Arledge said.</p> <p>Arledge believes these concerns have changed the model. CEOs and companies are making relocation decisions “on location and proximity to people before it gets made on real estate," she said.</p> <p>Lai cited another unaddressed issue that could cause the area to lose its edge: climbing home prices.</p> <p>He said the average price for a DFW-area home rose in the past decade to a range in line with DFW's competing markets. He remembers in 2005, new homebuyers could enter the DFW market for as low as $150K, but home prices edged up to $250K and beyond, Lai said.</p> <p>“That prices young people out who want to buy homes,” he said. “If we don’t do something about affordability, it is going to make Dallas lose that competitive edge."</p> <p style="font-size: 12px;">This is an original article by Kerri Panchuk, Bisnow Dallas-Fort Worth. A copy of the article can be found <a href="https://www.bisnow.com/dallas-ft-worth/news/commercial-real-estate/east-coast-politicians-have-handed-commercial-economic-development-to-dfw-on-a-silver-platter-97878"> here</a></p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/eb-5-visa">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Feast-coast-politicians-have-handed-commercial-economic-development-to-dfw-on-a-silver-platter&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Dallas North Texas low unemployment DFW Amazon Economic Development Homebuyers Commercial Development Real Estate Market Fri, 21 Jun 2019 07:54:57 GMT https://blog.usfreedomcap.com/east-coast-politicians-have-handed-commercial-economic-development-to-dfw-on-a-silver-platter 2019-06-21T07:54:57Z USFC Team D-FW sees surprising leasing spike https://blog.usfreedomcap.com/d-fw-sees-surprising-leasing-spike <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/d-fw-sees-surprising-leasing-spike" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/001-usfc-blog-v2-images/shutterstock_375522871.jpg" alt="shutterstock_375522871" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <h3>May demand of 7,960 units one of highest totals in decades</h3> <p>An unexpected surge in May apartment leasing in North Texas has caused vacancies to fall.</p> <p>Net apartment leasing last month totaled 7,960 units — one of the strongest monthly totals in decades.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/001-usfc-blog-v2-images/shutterstock_375522871.jpg?width=300&amp;name=shutterstock_375522871.jpg" alt="blog-img" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;"></p> <h3>May demand of 7,960 units one of highest totals in decades</h3> <p>An unexpected surge in May apartment leasing in North Texas has caused vacancies to fall.</p> <p>Net apartment leasing last month totaled 7,960 units — one of the strongest monthly totals in decades.</p> <p>“That demand total drastically surpasses the performance seen in any other single month since this economic cycle began in early 2010,” said Greg Willett, chief economist with Richardson-based RealPage. “The previous high was about 4,200 units in March 2014.”</p> <p>Dallas-Fort Worth apartment leasing was so strong in May that RealPage took special note of the activity.</p> <p>“We don’t normally push out the monthly apartment stats, as there’s rarely a storyline shift from the quarterly performance,” Willett said. “But I thought it would be good to go ahead and share the stunning demand result for the month of May.”</p> <p>May’s net leasing puts total D-FW apartment absorption in the first five months of 2019 at 15,757 units — 13% more than the same period last year.</p> <p>Most of May’s net apartment leasing was in the Dallas area — 6,524 units compared with 1,436 in Fort Worth, RealTrends reports.</p> <p>The jump in apartment leasing pushed overall vacancy rates below 5% in D-FW.</p> <p>“While rent growth isn’t spectacular, it is solid around the 3% mark year-over-year,” Willett said. “Fort Worth’s figure is 3.1%. The Dallas performance, which had slowed to 1.4% as of the middle of last year, is back up to 2.8%.”</p> <p>Apartment developers will no doubt be encouraged by May’s strong apartment demand.</p> <p>More than 35,000 apartments are under construction in the D-FW area, the most of any U.S. metro area.</p> <p>Along with the big increase in apartment leasing, home sales in North Texas rose 6 percent from last year — the strongest such performance so far in 2019. Home prices in the area were up 3 percent in May from a year earlier to a record median price of $275,000, according to data from local real estate agents.</p> <p style="font-size: 12px;">This is an original article by Steve Brown, Real Estate Editor at Dallas News. A copy of the article can be found <a href="http://edition.pagesuite.com/popovers/dynamic_article_popover.aspx?artguid=250f853b-e066-4875-81f8-fcd05d6639d2&amp;appid=1125"> here</a></p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/eb-5-visa">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Fd-fw-sees-surprising-leasing-spike&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> North Texas Dallas Forth Worth Apartment Leasing Thu, 20 Jun 2019 03:56:28 GMT https://blog.usfreedomcap.com/d-fw-sees-surprising-leasing-spike 2019-06-20T03:56:28Z USFC Team Risk evaluation in an eb-5 project versus risk evaluation for a traditional financial investment https://blog.usfreedomcap.com/risk-evaluation-in-an-eb-5-project-versus-risk-evaluation-for-a-traditional-financial-investment <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/risk-evaluation-in-an-eb-5-project-versus-risk-evaluation-for-a-traditional-financial-investment" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/shutterstock_458336038%20%281%29.jpg" alt="shutterstock_458336038 (1)" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <h2 style="font-size: 20px;"><span style="color: #bd251e;">What are EB-5 Investments?</span></h2> <p>The EB-5 Investor Visa Program was established by the US Congress in 1990 to facilitate the economic growth through foreign investment in the country and award the investor with US Green Cards. The investment amount is $500,000 in an approved regional center. Five years after receiving the Green Card, the investor and his family member can apply for U.S. citizenship.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/shutterstock_458336038%20(1).jpg?width=300&amp;name=shutterstock_458336038%20(1).jpg" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;" alt="EB-5 Investments"></p> <h2 style="font-size: 20px;"><span style="color: #bd251e;">What are EB-5 Investments?</span></h2> <p>The EB-5 Investor Visa Program was established by the US Congress in 1990 to facilitate the economic growth through foreign investment in the country and award the investor with US Green Cards. The investment amount is $500,000 in an approved regional center. Five years after receiving the Green Card, the investor and his family member can apply for U.S. citizenship.</p> <h2 style="font-size: 19px;"><span style="color: #bd251e;">What are traditional financial investments?</span></h2> <p>Traditional financial investments include stocks, bonds (fixed deposit), real estate etc. Investing in stocks means buying an ownership in corporation. Whereas, a bond is a loan an investor makes to an organization in return for interest payments over a specified term in addition to repayment of principal at the bond’s maturity date. Though real estate is not a pure financial instrument, still Real Estate Investment trusts and Real Estate funds are becoming commonplace in the Indian context.</p> <p>Investment risk: It refers to possibility of losing money invested or the investment will yield lesser profit than anticipated.</p> <h2 style="font-size: 19px;"><span style="color: #bd251e;">Key factors for evaluating traditional financial investments:</span></h2> <p>The investor must consider many factors while evaluating risk for investment or an investment portfolio.</p> <ol> <li>The investor ability to tolerate risk</li> <li>Entry price</li> <li>Expected time horizon for holding an investment and;</li> <li>The role of the investment in the portfolio.</li> </ol> <h2 style="font-size: 19px;"><span style="color: #bd251e;">Key factors for evaluating an EB-5 Investment</span></h2> <p>Key factors in <a href="https://www.usfreedomcap.com/investments" style="text-decoration: none;">EB-5 investment</a> analysis include:</p> <ol> <li>PPM (Private placement memorandum): It is a document containing primary source of information about the investment, potential financial risks in the investment etc.</li> <li>Repayment in case of refusal: Many EB-5 offers come with a refund guarantee, in case the first application I-526 is denied.</li> <li>Amount to be invested in the project</li> <li>Job creation parameters</li> <li>Utilization of funds</li> <li>Duration of the project</li> </ol> <h2 style="font-size: 19px;"><span style="color: #bd251e;">Key differentiators: Priority of financial return vs. immigration</span></h2> <p>Key difference between traditional financial investments and immigration is the purpose/goal of these investments.</p> <ul> <li>Traditional financial investments are made to earn profits. Risk and return are directly related. High-risk investments yields higher return but also have a greater risk of loss.<br><img src="https://blog.usfreedomcap.com/hubfs/2019-US-Freedom/picture.gif" alt="Risk &amp; Return Trade-off in EB-5 Investments"></li> <li><a href="https://usfreedomcap.com/eb-5-visa/" style="text-decoration: none;"><span style="color: #0000ee;">EB-5 INVESTOR VISA PROGRAM</span></a>: The purpose of the EB-5 investment visa is to get permanent residency in the US by contributing to the economic development of their economy.</li> </ul> <h2 style="font-size: 19px;"><span style="color: #bd251e;">Process/Steps involved in risk evaluation of an EB-5 project Versus Traditional Financial investment</span></h2> <p><strong>STEP 1: </strong>PROJECT APPROVAL BY THE UNITED STATES CITIZENSHIP AND IMMIGRATION SERVICES (USCIS).</p> <ul> <li>EB-5 project must be approved by USCIS so as to provide legitimacy to the project.</li> </ul> <p><strong>STEP 2:</strong> LOCATION OF THE PROJECT</p> <ul> <li>The project location should be identified under the TEA (targeted employment area).</li> </ul> <p><strong>STEP 3:</strong> EXPERTISE OF THE PROJECT DEVELOPER</p> <ul> <li>Understanding the experience of the project developer will help the investor in anticipate the time taken for project completion and application of financial resources effectively.</li> </ul> <p><strong>STEP 4:</strong> ROLE OF REGIONAL CENTERS AND PROJECT DEVELOPERS IN THE EB-5 PROJECT</p> <ul> <li>Regional centers and project developer’s efficiency play a key role in the success of an EB-5 project. Their efficiency defines the level of risk for the investor.</li> </ul> <p><strong>STEP 5:</strong> ROLE OF INVESTOR IN THE EB-5 PROJECT</p> <ul> <li>EB-5 investment can be structured directly/indirectly as both equity and or loan. If the investor has invested in a pure equity vehicle, the repayment is not guaranteed whereas a loan model has a repayment provision.</li> </ul> <p><strong>STEP 6:</strong> FINANCIAL EVALUATION</p> <ul> <li>To evaluate the feasibility of the project, the investor should study the financial model of the regional center.</li> </ul> <p><strong>STEP 7:</strong> EXIT PLAN</p> <ul> <li>All EB-5 projects do not assure that the investment will be repaid after five years. Before investing in any EB-5 project, an investor should carefully study how will the center liquidate the original investment and return funds to the investor.</li> </ul> <h2 style="font-size: 19px;"><span style="color: #bd251e;">Steps for evaluation of a traditional financial investment</span></h2> <p>Assessing risk is critical for ensuring the financial health of your investments.</p> <p>1. Financial goals: The first step is to identify the financial goals of the investor. Is it for a short-term goal, do you need a lump sum for a house or is it for your retirement. All these factors will help in deciding how and where you invest.</p> <p>2. Investor risk tolerance: The second step is to understand the investor risk tolerance. The risk tolerance is highly subjective and depends on various factors like investor’s age, stage in life, investment experience etc.</p> <p>3. Investment horizon: Longer holding period offers ample time for investing aggressively whereas short tenure requirement necessitates that the investment is kept in relatively liquid options.</p> <p>The investment selection depends on investor’s financial goals, investment preferences, and risk tolerance. Risk evaluation is an important step for both EB-5 project and traditional financial investments. The basic difference in EB-5 and traditional financial investment is of the ultimate goal of the investment. The EB-5 Immigrant Investor Program is a popular and viable option for investor who want to migrate to the U.S. whereas the traditional financial investment is uni-dimensional with a core focus on profitability. An EB-5 investment with a good regional center gives the advantage of stellar returns along with the benefit of a green card for the entire family.</p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital" style="text-decoration: none;">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/eb-5-visa" style="text-decoration: none;">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide" style="text-decoration: none;">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital" style="text-decoration: none;">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience" style="text-decoration: none;">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Frisk-evaluation-in-an-eb-5-project-versus-risk-evaluation-for-a-traditional-financial-investment&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> EB-5 EB-5 Investor Visa Program US Green Cards EB-5 Investment EB-5 Investment Visa Tue, 11 Jun 2019 09:39:29 GMT https://blog.usfreedomcap.com/risk-evaluation-in-an-eb-5-project-versus-risk-evaluation-for-a-traditional-financial-investment 2019-06-11T09:39:29Z USFC Team Dallas-Fort Worth homes becoming more affordable, plentiful, giving buyer’s the edge https://blog.usfreedomcap.com/dallas-fort-worth-homes-becoming-more-affordable-plentiful-giving-buyers-the-edge <div class="hs-featured-image-wrapper"> <a href="https://blog.usfreedomcap.com/dallas-fort-worth-homes-becoming-more-affordable-plentiful-giving-buyers-the-edge" title="" class="hs-featured-image-link"> <img src="https://blog.usfreedomcap.com/hubfs/re-sign%20%281%29.jpg" alt="re-sign (1)" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Homes in the Dallas-Fort Worth market are more affordable than this time last year, despite higher median home prices year over year.</p> <p><img src="https://blog.usfreedomcap.com/hs-fs/hubfs/re-sign%20(1).jpg?width=300&amp;name=re-sign%20(1).jpg" alt="blog-img" width="300" style="width: 300px; float: left; margin: 0px 10px 10px 0px;"></p> <p>Homes in the Dallas-Fort Worth market are more affordable than this time last year, despite higher median home prices year over year.</p> <h3>Sound contradictory?</h3> <p>Not according to new research by realtor.com that shows increasing inventory, rising wages and declining mortgage rates have offset slowing price increases in many U.S. cities, including Dallas. That makes a larger share of homes affordable to buyers, especially in the mid-to upper- price range.</p> <p>DFW ranked as the ninth most affordable market in the country, according to realtor.com, which defines affordability as the share of for-sale homes a buyer is able to afford in their market at their income.</p> <p>The May median listing price in DFW was $350,000, and homes sold in May spent an average of 43 days on the market.</p> <p>The only other Texas market to make the 50 most affordable was Austin-Round Rock, ranking eighth, with a May median listing price of $369,995 and an average of 43 days on the market.</p> <p>Driven by inventory growth and lower mortgage rates, 74 out of the nation's 100 largest metros became more affordable in May 2019 compared to the previous year. This trend is a rapid acceleration from last month when only 44 metros were more affordable than the previous year.</p> <p>Another recent report by realtor.com shows that DFW, like many markets nationwide, is continuing to shift from a sellers market to a buyers market.</p> <p>The top 10 markets for home buyers include Albany, New York; Chicago; San Antonio; Jacksonville, Florida; Riverside, California; Los Angeles; Providence, Rhode Island; Dallas; Nashville, Tennessee; and Tampa, Florida.</p> <p>The analysis focused on markets where the pace of sales relative to inventory is below the national average and slowing, inventory of available homes for sale is growing, and sales prices are growing slower than the national average or declining.</p> <p>Dallas-Fort Worth has a 4.9-month supply of for-sale homes on the market, which is up 28 percent year over year. That number reflects how long inventory would last under the current amount of demand if no more inventory were added.</p> <p>Median sales price growth in DFW is flat compared to this time last year.</p> <p>Home values in Dallas-Fort Worth recently fell for the first time since January 2012, dropping 0.3 percent month-over-month in April, according to a report released last month by Zillow. The median home value in DFW is $243,900, according to that report.</p> <p>Inventory was up 10.6 percent year-over-year across DFW in April with 3,165 more homes on the market than last April.</p> <p style="font-size: 12px;">This is an original article by Bill Hethcock – Staff Writer, Dallas Business Journal. A copy of the article can be found <a href="https://www.bizjournals.com/dallas/news/2019/06/10/dallas-fort-worth-homes-becoming-more-affordable.html"> here</a></p> <p><a href="https://www.usfreedomcap.com/" title="US Freedom Capital">US Freedom Capital</a>&nbsp;is an investment manager offering US real estate investments to global investors. The offerings are structured either for financial return or for immigration by investment utilizing the&nbsp;<a href="https://www.usfreedomcap.com/eb-5-visa">EB-5 Investor Visa</a>.&nbsp;The company operates <a href="https://www.usfreedomcap.com/contact-us" title="worldwide">worldwide</a>&nbsp;from offices in Dallas, Dubai, Mumbai, São Paulo, and Washington DC. The&nbsp;<a href="https://www.usfreedomcap.com/our-team" title="leadership of US Freedom Capital">leadership of US Freedom Capital</a>&nbsp;include both the former Director and Acting Director of Immigration and real estate executives with over <a href="https://www.usfreedomcap.com/why-us" title="$3 billion of real estate investment experience">$3 billion of real estate investment experience.</a></p> <img src="https://track.hubspot.com/__ptq.gif?a=453228&amp;k=14&amp;r=https%3A%2F%2Fblog.usfreedomcap.com%2Fdallas-fort-worth-homes-becoming-more-affordable-plentiful-giving-buyers-the-edge&amp;bu=https%253A%252F%252Fblog.usfreedomcap.com&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> California Texas Austin New York Dallas Fort-Worth Buyers Market Chicago Zillow Home values For-sale Homes Sellers Market Mortgage Rates Tue, 11 Jun 2019 07:56:13 GMT https://blog.usfreedomcap.com/dallas-fort-worth-homes-becoming-more-affordable-plentiful-giving-buyers-the-edge 2019-06-11T07:56:13Z USFC Team